Lorian Castro

NMLS # 408289

559-645-1212

lorian@osshome.net

Lorian Castro Loan Officer

Blog

What does Homeowners Insurance Cover?

What does Homeowners Insurance Cover?

Before you are allowed to sign on the dotted line for a mortgage loan, your lender will require you to have homeowners insurance. This type of insurance protects your property (and the things inside) against damage and loss. It basically provides enough c

Dec 01, 2021 | Purchasing a Home

Happy Thanksgiving

Happy Thanksgiving

We would like you to know how much you mean to us!Thank you for your continued support of our business; it’s always a pleasure to help you and your family with your mortgage financing needs.All of us at One Stop Shop Home Loans would like to wish you a Ha

Nov 24, 2021 |

Should I Ever Consider a Balloon Mortgage?

Should I Ever Consider a Balloon Mortgage?

The typical mortgage loan lasts 30 years and is amortized equally over that entire period, so that the borrower makes consistent payments, including both interest and principal. The last payment pays off the loan. However, there is a type of loan called a

Nov 17, 2021 | Refinancing a Home

What is a Mortgage Contingency?

What is a Mortgage Contingency?

When you find the right home to buy, you make an offer, put down a deposit once your offer is accepted and you sign a sales contract. Then you move on to inspections and financing. Pretty straightforward. But what if something goes wrong during the closin

Nov 10, 2021 | Purchasing a Home

How to Prepare Your Home for an Appraisal

How to Prepare Your Home for an Appraisal

After you’ve accepted an offer to sell your home, your property will be appraised to see if it's worth what the buyer is offering. This appraisal is crucial to making sure the sale goes through smoothly. If it comes in too low, the buyers might back out o

Nov 03, 2021 | Purchasing a Home

Happy Halloween

Happy Halloween

All of us at One Stop Shop Home Loans would like to wish you and your family a safe and Happy Halloween.Thank you for being such a valued part of our business.

Oct 27, 2021 |

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